Motorbike Insurance

Motorbike Insurance comes in different forms. Normally dependant on the type of motor cycle, and its use. When shopping around for motorbike insurance, start by the category in which your motor bike falls. There are different rates for motorbikes used for off-road, or for on road bikes, and even further rates for cruisers and Harleys.

Generally Road Bikes cost more to insure than cruisers due to the fact that most road bikes are build for speed, while cruisers are slowly and less dangerous. This affects the risk involved, and hence the premiums. It isn’t uncommon for insurers to request extra security to be fitted to motorcycles before they are prepared to accept the risk for motorbike insurance. This may come in the form of an early warning system, or steering locks.

Another factor which has an influence on the monthly premium you may pay for your motorbike insurance is the age of the rider, and how long the rider has had their motorcycle license for.

South African Motorbike Insurance Companies