Discovery Health Medical Aid

Discovery Health offers a choice of medical aid plans. The Comprehensive Series includes unlimited hospital cover, general practitioner cover (including dental, optometry and psychological), prescription medicine and specialty drug cover, medical specialists, chronic illness benefits and plenty of other forms of cover, like hearing aids, maternity benefits and specialist medical procedures. The basis of the normal day to day cover is the medical savings account (MSA), which is a sum of money granted to members at the beginning of each year. This money can be used for any ordinary medical expenses. Reimbursement is at medical aid rates, and once the MSA funds run out, Discovery Health continues to provide medical cover, using what they call "Above Threshold Cover". Customers can join the health plan as individuals as well as families and dependents of the principle members.

There are also less expensive medical plans available. The Priority Series is an alternative to the full Comprehensive plan, offering ongoing day-to-day cover with slightly less benefits. The Saver Series offers a Medical Savings Account with general practitioner cover, hospital cover and chronic illness cover. If you need hospital cover only, there is the Core Series. For the lower income market there is the Keycare Series, providing access to primary care and inlimited hospital benefits via an approved network of providers.