Fedhealth Medical Aid

Fedhealth offers two broad categories of medical aid: Maxima and Ultima. There are 4 types of Maxima cover - in ascending order of value they are Maxima Core, Maxima Basis, Maxima Standard and Maxima Plus. They all include unlimited in-hospital cover, oncology and organ transplants, chronic condition cover and day-to-day medical expenses (known as Safety Net). The contributions vary, as do the limits, but they all offer generous medical aid cover. The Ultima range has 3 levels - Ultima 200, Ultima 300 and Ultimax. This is a higher end range of medical aid cover, with more chronic conditions and higher costs covered.

There are also some unique benefits that separate it from many other medical schemes. It has introduced special rates for dependents of members up to the age of 27, creating great savings for members. It also treats specialised procedures such as MRI scans as part of in-hospital cover, so you won`t find yourself shelling out from your medical savings for these procedures, even if you`re not hospitalised for them. The same goes for after-hospital care - follow-up treatment after hospitalisation is considered to be covered by in-hospital cover, which is another very valuable benefit - there are few, if any, other medical aids that do this. In addition, there are some 60 odd procedures that a doctor can perform in a consulting room that will also be paid as in-hospital benefits. This is the type of approach that is setting Fedhealth apart from its competitors when it comes to adding real value for clients.