U-Insure Insurance

Unitrans, also known as U-Insure, operates exclusively in the areas of new and used vehicle warranties, credit protection and top-up (or extra cover) insurance. It is wholly owned by the Unitrans Group, a JSE Security Exchange Listed entity. It is an authorised financial services provider and is also a member of the de rigueur South African insurance body, the South African Insurance Association.

U-Insure concentrates on specific niche insurance needs, preferring to do this than to over any sort of standard all-encompassing insurance packages to the consumer market. The first of these areas that it provides products in is the field of autocare warranties. The primary product here is their mechanical breakdown insurance for new and used vehicles. It covers major mechanical component breakdown, excluding wear and tear. In addition to this you also get an AA Fleetcare extension automatically as a policy holder, and you can enhance your cover with Top-Up or Double Up options.

Credit protection is provided in the form of a comprehensive plan that covers death, disability or illness, retrenchment, and dread disease. This is a standard credit protection plan, which will pay your monthly credit premiums for varying periods depending on your circumstances - for the duration of your illness, or for the first six months of unemployment.

The ExtraCover vehicle top-up plan provides additional insurance cover for your vehicle in the case of it being stolen or written off. This is to protect you from liability when you are still paying off your vehicle. Given that you are often not likely to receive the full value of your car when it is stolen or written off and it is still on a hire purchase agreement, this plan ensures that you will be paid out sufficient money to pay off your credit agreement.