Unitrans Insurance

Unitrans Insurance focuses on fulfilling insurance requirements for a niche market, rather than providing over-arching insurance products. Its main area of business is in providing vehicle and autocare warranties. In the main, this includes mechanical breakdown insurance on new as well as used vehicles - excluding everyday wear and tear. When you hold one of these policies you also automatically get an AA Fleetcare extension, and you can opt to take out enhanced cover using the Top-Up or Double Up products.

The credit protection insurance is offered via a fully comprehensive insurance plan covering health contingencies of death, illness, disability and dread disease, as well as covering retrenchment. This credit protection plan allows you to continue paying your monthly credit premiums when you have been rendered incapable of earning the means to do so. Payout periods vary according to individual circumstances - for example they will pay out for the duration of your illness or for the first six months of your being unemployed.

The top-up plan is called ExtraCover, and this gives you additional insurance cover on your motor vehicle. It is aimed at preventing a situation where you have had your vehicle stolen or written off when it is not yet fully paid up. The insurance then covers your premiums on a vehicle that you no longer have in your possession - an all too common scenario for many people.

A worthwhile specialist insurance option for specialised new or used vehicle cover.