Woolworths Insurance

Woolworths Insurance takes the same approach as it does with its grocery stores - a simple formula of quality products that offer value for money and excellent service. This is immediately reflected in its no nonsense website, that allows you to provide your details upfront and request an instant quote. Woolworths offers both home and car insurance. In fact the company is a reseller of insurance, as its insurance products are provided and underwritten by Auto and General. The latter also does all the administration for Woolworths insurance.

The specific insurance products that Woolworths offers are car insurance, home insurance, cell phone insurance, personal accident cover, a car touch up policy, a cash back component and AIDS assistance.

The various insurance offerings are packed with value added extras. Woolworths leverages its other businesses fully when providing additional benefits for policy holders. For example, the home and vehicle insurance packages include medical assistance, trauma assistance, road and home assistance and legal aid. You also get a R2 000 Woolworths shopping voucher, a R2 000 handbag cover, free tracker installation and a subsidy on your monthly subscription, unlimited car hire and a 25% cash back reward on your premiums if you make no claims in 4 years.

Woolworths also has a social responsibility programme that has been running for years, and which benefits from its insurance sales. The Myschool programme will pay a percentage of each of your monthly premiums to a school that you nominate.

The company is also taking full advantage of the ease of use that the online environment provides. Not only can you get insurance quotes via its website, you can also submit your claims that way.

Overall this appears to be a very worthwhile, well thought out and beneficial insurance package.