|To the uninitiated, the world of
insurance can be quite daunting and confusing. This is particularly
true for first-time car, house or flat buyers, where some type of
insurance coverage is required.
It can often be tough to choose the correct kind of cover if you are
new to the world of insurance and have limited knowledge. For
instance, there is:
Fire and Theft Insurance
Third Party Insurance
As a result, many people reply on insurance brokers (a middleman
between the insured and the insurance companies) to advise them on
the best way forward for their insurance requirements.
However, with a little understanding of the various insurance
options and jargon surrounding them, it is possible to save a great
deal of time and money simply by dealing directly with certain
insurance companies, such as Dial Direct for instance.
All you need to do is take the time to call your insurance company
and ask them as many questions as you want. Their consultants are
trained to answer all manner of questions no matter how 'simple' or
You should ask questions that involve the difference between a
company's insurance policies, coverage, premiums, no claim bonuses,
as well as added benefits such as emergency and road-side
With this knowledge, you can then make an informed and effective
decision regarding your insurance needs and coverage which will
stand you in good stead for the foreseeable future and give you
peace of mind.