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Direct Insurance

What does it mean to go direct. Brokers would like you to think its means that if you do have a claim you will have trouble getting paid out. But to the contrary it actually means you will be paid out quicker as you will be dealing directly with the company that insures you.

The other benefit is obviously lower premiums. This is due to the fact that you are cutting out the middleman. Cutting out the middleman means that the percentage of your premium that goes to paying for the brokers "services" are no longer required. This is good news for the customer who no longer is required to deal with brokers who will push a policy that makes them the most money.

Now that direct insurance is understood, who should you use. Well there are a number of great direct insurance companies. We recommend the following:

  • Dial Direct
  • 1st For Women
  • Auto & General